XRP destination tag checker — does this address need a tag?
Paste any XRP address to see, live from the XRP Ledger, whether the account requires a destination tag, whether it looks like an exchange wallet, and what its balance and settings are. Useful before you send a withdrawal — or before you use an address to receive payments.
How to read the result
- Requires destination tag: yes — the account has the
RequireDestflag. The ledger itself will reject payments without a tag. Almost always an exchange or custodial service. - Requires destination tag: no, but looks like an exchange — very large balance and heavy traffic. The ledger accepts untagged payments, but the exchange won't know they're yours. Include the tag they gave you.
- Account not found — the address has never been activated. Sending XRP to it creates the account; the first payment must cover the base reserve (currently 1 XRP).
Receiving payments: why this matters for merchants
If you use an exchange deposit address to get paid, every customer must include your fixed tag, so you can't tell payments apart by tag. CryptoInvoice handles both cases: self-custody wallets get a unique tag per invoice; exchange accounts use a fixed tag and unique amounts.
FAQ
What happens if I forget the destination tag?
If the receiving account has RequireDest set, the transaction fails and you keep your XRP. If it doesn't, the XRP arrives in the shared wallet and you'll need to open a support ticket with the exchange to get it credited.
Why do exchanges use one address for everyone?
Each XRPL account locks a reserve and costs effort to secure. Sharing one address with per-customer tags is cheaper and simpler for the exchange.
Is my query private?
The address is sent to a public XRPL node to read public ledger data — the same thing any explorer does. Nothing is sent to CryptoInvoice.
Want the payment detected automatically?
A QR code shows where to pay. CryptoInvoice also watches the chain, marks the invoice paid, redirects the customer and calls your webhook — non-custodial, no KYC, 50 invoices a month free.
Create a payment link How it worksMore free tools: XRP payment QR · XRP destination tag checker · Cardano payment QR · Ethereum / USDC payment request · Crypto invoice generator