Is the XRP destination tag part of the address?

No. The address identifies the account; the destination tag is a separate field in the payment that tells the receiver which customer or order it belongs to.

Do I need a destination tag to send XRP to my own wallet?

No. Tags are only required by exchanges and custodial services that share one address among many users.

Is it safe to paste my XRP address into a QR generator?

Yes, if the QR is generated locally in the browser as this tool does. Addresses are public; never share a secret key or seed phrase.

Free tool

XRP payment QR code generator (with destination tag)

Turn an XRP address, destination tag and amount into a scannable QR code — either the plain address (works in every wallet) or a ripple: payment URI that pre-fills amount and tag in wallets that support it. Nothing leaves your browser.

XRP address

Checksum-validated (base58check).

Destination tag (optional)

Required by exchanges and custodial wallets. Leave empty for a self-custody wallet.

Amount in XRP (optional)

QR contents

How XRP destination tags work

An XRP Ledger account can receive payments from thousands of people. A destination tag is a number (0 – 4,294,967,295) attached to a payment so the receiver knows who or what it is for. Exchanges give every customer one address and a personal tag; if you send to an exchange without the tag, the XRP arrives in the exchange's wallet but isn't credited to you until support intervenes.

Sending to your own wallet (Xaman, Ledger, Trust Wallet)? No tag needed — leave it empty.
Sending to an exchange? Always include the tag the exchange shows you.
Receiving as a merchant? Give each customer a different tag so payments match orders — that's what CryptoInvoice does automatically.

Which QR format should I use?

A QR with just the address is understood by every wallet and exchange withdrawal screen. The ripple: URI format (ripple:rADDRESS?amount=25.5&dt=1234567) pre-fills the amount and tag in wallets that support it, but a wallet that doesn't will show it as gibberish. When in doubt, use the address-only QR and display the tag and amount next to it.

FAQ

Is the tag part of the address?

No. The address identifies the account; the tag is a separate field in the payment. Some exchanges present an "X-address" that packs both together — this tool uses classic r… addresses.

Is it safe to paste my address here?

Yes. The QR is generated locally in your browser; nothing is sent to our servers. Addresses are public information anyway — never paste a secret key or seed anywhere.

Can I download the QR?

Yes — SVG (vector, for print) or PNG.

Want the payment detected automatically?

A QR code shows where to pay. CryptoInvoice also watches the chain, marks the invoice paid, redirects the customer and calls your webhook — non-custodial, no KYC, 50 invoices a month free.

Create a payment link How it works

More free tools: XRP payment QR · XRP destination tag checker · Cardano payment QR · Ethereum / USDC payment request · Crypto invoice generator